Our service has been developed to help companies protect themselves from the growing problem of identity theft and fraud, which is estimated by the Cabinet Office to cost just the UK economy over £1.3 billion per annum. This enables companies subscribing to the service to make an instant decision whether to accept the identity claimed by any given individual and confirm their age in seconds.

It works by cross checking personal information provided by an individual at the point of acquisition, against a vast range of up-to-date UK and International population data sources including Passport, Driving Licence, Utility Bill and Voters Roll to confirm that an individuals is who they claim to be, live where they claim to live and meet certain minimum legal age requirements.

It also provides a valuable audit trail demonstrating that the necessary checks have taken place, thereby helping companies comply with legislation, including the 2nd European Money Laundering Directive, Proceeds of Crime Act, Patriot Act, Sarbanes Oxley and Minimum Legal Age requirements of certain industry sectors.

• The ability to electronically verify the identities of citizens from 177 international countries and objectively confirm a customers ID, age and residency prior to engagement and in under 1 second
• The ability to verify individuals without asking intrusive questions
• Compliance with the latest JMLSG guidelines and FSA regulations, as well as financial services regulations from other countries and jurisdictions such as the US, Scandinavia and Australia
• Improved customer experience from enquiry to acquisition in both traditional and non-face to face business, improving straight through account opening
• Improved security with easier identification of fraud than with traditional identity methods,
  intercepting fraudulent documents early in the process
• Platform and technology that far surpasses our nearest competitor. Fully enabled for business growth into mobile technologies and biometrics

• The system works very closely and helps to advise the FSA and JMLSG on anti-money laundering identification. Therefore our solution is fully compliant with current and future regulatory and legislative requirements.
• The service provides a selection of data sources that are considered to be sufficiently extensive, reliable and accurate. Our solution has transparent processes that enable our customers to know what checks have been carried out, what the results were and what degree of certainty we provide our customers as to the identity of the individuals in question.
• The company is recognised, through registration with the Information Commissioner’s Office, to store personal data.
• In addition, the system also provides an effective audit trail demonstrating that the necessary checks have taken place, thereby helping companies comply with the latest JMLSG Guidance Notes and Anti-Money Laundering legislation.
• The audit trail retains the customer’s individual input data and the exact keystrokes recorded. The search outcome has a unique authentication number appended with date/time stamp. It also records which profile was used, the person who carried out the check (unique user ID number), all the response codes and the EID score with decision band achieved.
• This information can be searched and retrieved at any given time should such a situation arise through the use of the basic administration tools or through the enhanced management reporting facility. Each individual search has a unique authentication number and user ID number associated to it.